National Insurance Producer License #558629
Arkansas Insurance Producer License #558629
McLeod Agency, Inc. Arkansas Insurance License #1651277
Unless otherwise stated, policies used for demonstration purposes are annuity policies. All rates quoted were available from highly rated insurers as of 8-1-2007. However, these rates do not constitute a quotation and are subject to change without notice.
Jeff McLeod describes on this site situations that he had available to him at the time they were written. Without knowledge of your specific requirements , Jeff McLeod and McLeod Agency, Inc. disclaim any liability for loss incurred by use of any direct or indirect application of the materials contained herein. Jeff McLeod and/or McLeod Agency, Inc. does not provide legal advice. Consult your attorney or tax advisor before implementing any legal documents.
You may live in a state where Jeff McLeod and/or McLeod Agency, Inc. Insurance Services is/are not currently licensed as an insurance agent/agency. This website, including all information contained or referenced herein, is not and should not be construed as an offer to sell or a solicitation for the sale of any insurance product: (1) by any person/entity in any jurisdiction in which such offer or solicitation is not authorized or in which Jeff McLeod/McLeod Agency, Inc. is/are not qualified to make such offer or solicitation, or; (2) to anyone to whom it is unlawful to make such an offer or solicitation. If you wish to inquire as to the jurisdictions in which Jeff McLeod and /or McLeod Agency Inc. is/are currently licenses or registered, please call us at 1-800-286-1812.
TERMS AND CONDITIONS OF USE
All we ask is that you agree to abide by the following Terms and Conditions. Take a few minutes to look them over because by using our site you automatically agree to them. Naturally, if you don’t agree, please do not use the site. We reserve the right to make any modifications that we deem necessary at any time. Please continue to check these terms to see what those changes may be! Your continued use of the annuitydefinition.com Web site means that you accept those changes.
THANKS AGAIN FOR VISITING!
Restrictions on Use of Our Online Materials
Everything you download, any software, plus all files, all images incorporated in or generated by the software, and all data accompanying it, is considered licensed to you by annuitydefinition.com or third-party licensors for your personal, non-commercial home use only. We do not transfer title of the software to you. That means that we retain full and complete title to the software and to all of the associated intellectual-property rights. You’re not allowed to redistribute or sell the material or to reverse-engineer, disassemble or otherwise convert it to any other form that people can use.
Submitting Your Online Material to Us
That means that we don’t have to treat any such submission as confidential. You can’t sue us for using ideas you submit. If we use them, or anything like them, we don’t have to pay you or anyone else for them. We will have the exclusive ownership of all present and future rights to submissions of any kind. We can use them for any purpose we deem appropriate to our annuitydefinition.com mission, without compensating you or anyone else for them.
You acknowledge that you are responsible for any submission you make. This means that you (and not we) have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.
Limitation of Liability
THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY:
WE ARE NOT LIABLE EVEN IF WE’VE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR BOTH.
EXCEPTION: CERTAIN STATE LAWS MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE "INCIDENTAL" OR "CONSEQUENTIAL" DAMAGES. IF YOU LIVE IN ONE OF THOSE STATES, THE ABOVE LIMITATION OBVIOUSLY WOULD NOT APPLY WHICH WOULD MEAN THAT YOU MIGHT HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES.
HOWEVER, IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES, AND CLAIMS OF ANY AND EVERY KIND (WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT, OR THEY’RE CLAIMED UNDER ANY OTHER LEGAL THEORY) WILL NOT BE GREATER THAN THE AMOUNT YOU PAID IF ANYTHING TO ACCESS OUR SITE.
Links to Other Site
Termination of This Agreement
Jurisdiction and Other Points to Consider
To the extent you have in any manner violated or threatened to violate annuitydefinition.com and/or its affiliates' intellectual property rights, annuitydefinition.com and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in the State of annuitydefinition.com, and you consent to exclusive jurisdiction and venue in such courts.
Any other disputes will be resolved as follows:
If a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location Rogers Ar. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.
If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Benton, co, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.
American General Life Insurance Company
Accoridia Life and Annuity Company
American Equity Investment Life Insurance Company
American Investors Life
Athene Annuity and Life Company
Forethought Life Ins. Co - Global Atlantic
Fidelity & Guaranty Life
Great American Life
Life Insurance Company of The Southwest
Midland National Life
Minnesota Life Ins. Co
National Western Life Ins. Co.
Nationwide Life and Annuity Ins. Co.
North American Company For Life and Health
Sagicor Life Ins. Co
Security Benefit Life Ins. Co.
Standard Life & Accident Ins. Co.
United American Ins. Co